1. Introduction

  • Brief overview of the current state of the payments industry
  • Explanation of why 2023 is shaping up to be a year of significant change in the payments landscape
  • Preview of the 6 payments trends that will be discussed in the article

2. Increased adoption of real-time payments

  • Explanation of what real-time payments is and how they differ from traditional payment methods
  • Discussion of the benefits of real-time payments for both consumers and businesses
  • Analysis of the factors driving the adoption of real-time payments in 2023

3. Growth of mobile payments

  • Explanation of how mobile payments work and the different technologies that enable them
  • Discussion of the increasing popularity of mobile payments among consumers
  • Analysis of the impact of mobile payments on the payments industry, including how they are changing the way businesses accept payments

4. Expansion of contactless payments

  • Explanation of contactless payments and how they are different from traditional card payments
  • Discussion of the benefits of contactless payments, including convenience and security
  • Analysis of the increasing use of contactless payments in various regions around the world, and what factors are driving this growth

5. Emergence of digital currencies

  • Explanation of digital currencies, including Bitcoin, Ethereum and Libra
  • Discussion of the use cases for digital currencies and how they differ from traditional fiat currencies
  • Analysis of the potential impact of digital currencies on the payments industry, including how they could change the way consumers and businesses make transactions

6. Adoption of open banking

  • Explanation of what open banking is and how it works
  • Discussion of the benefits of open banking for both consumers and businesses
  • Analysis of the factors driving the adoption of open banking in various regions around the world, and what the future of open banking might look like

7. Growth in e-commerce payments

  • Explanation of the different types of e-commerce payments, including online marketplaces, direct online retailers, and digital platforms
  • Discussion of the benefits of e-commerce payments for businesses and consumers
  • Analysis of the factors driving the growth of e-commerce payments in 2023 and beyond.
  • Conclusion and summarize the trends and potential future impact

8. Conclusion

  • Summary of the 6 payments trends discussed in the article
  • Discussion of the overall impact of these trends on the payments industry
  • Thoughts on what the future of payments might look like in 2023 and beyond.