1. Introduction
- Brief overview of the current state of the payments industry
- Explanation of why 2023 is shaping up to be a year of significant change in the payments landscape
- Preview of the 6 payments trends that will be discussed in the article
2. Increased adoption of real-time payments
- Explanation of what real-time payments is and how they differ from traditional payment methods
- Discussion of the benefits of real-time payments for both consumers and businesses
- Analysis of the factors driving the adoption of real-time payments in 2023
3. Growth of mobile payments
- Explanation of how mobile payments work and the different technologies that enable them
- Discussion of the increasing popularity of mobile payments among consumers
- Analysis of the impact of mobile payments on the payments industry, including how they are changing the way businesses accept payments
4. Expansion of contactless payments
- Explanation of contactless payments and how they are different from traditional card payments
- Discussion of the benefits of contactless payments, including convenience and security
- Analysis of the increasing use of contactless payments in various regions around the world, and what factors are driving this growth
5. Emergence of digital currencies
- Explanation of digital currencies, including Bitcoin, Ethereum and Libra
- Discussion of the use cases for digital currencies and how they differ from traditional fiat currencies
- Analysis of the potential impact of digital currencies on the payments industry, including how they could change the way consumers and businesses make transactions
6. Adoption of open banking
- Explanation of what open banking is and how it works
- Discussion of the benefits of open banking for both consumers and businesses
- Analysis of the factors driving the adoption of open banking in various regions around the world, and what the future of open banking might look like
7. Growth in e-commerce payments
- Explanation of the different types of e-commerce payments, including online marketplaces, direct online retailers, and digital platforms
- Discussion of the benefits of e-commerce payments for businesses and consumers
- Analysis of the factors driving the growth of e-commerce payments in 2023 and beyond.
- Conclusion and summarize the trends and potential future impact
8. Conclusion
- Summary of the 6 payments trends discussed in the article
- Discussion of the overall impact of these trends on the payments industry
- Thoughts on what the future of payments might look like in 2023 and beyond.